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NH Insurance Department Announces Companies That Have Filed to Offer 2018 Marketplace Plans

Concord, NH – The New Hampshire Insurance Department has received initial form filings from insurance companies that intend to offer medical and dental plans on the 2018 New Hampshire Marketplace (HealthCare.gov).

Four companies have applied to offer individual plans: Ambetter from NH Healthy Families, Anthem, Harvard Pilgrim, and Minuteman Health. Three companies have applied to offer small-group plans to groups of 50 employees or fewer through the Marketplace’s Small Business Health Options (SHOP) program: Anthem, Harvard Pilgrim, and Minuteman Health. Two companies have applied to offer dental insurance, both as individual plans and through SHOP: Anthem and Delta Dental.

New Hampshire’s Health Insurance Marketplace is run by a partnership between the federal government and the state. The Insurance Department reviews forms and rates and then recommends them for final approval by the federal government, which operates the Marketplace. May 12 was the deadline for insurance companies to submit initial form filings to the Insurance Department; companies have until June 2 to submit initial rate filings to the department. The Insurance Department will make its final recommendations to the federal government by September 27, and the federal government will formally sign off on plans by October 12. Open enrollment for 2018 individual plans will take place between November 1 and December 15. (SHOP plans can be purchased by an employer at any time throughout the year.)

By law, the Insurance Department cannot release rate information for 2018 Marketplace plans until November 1. If any proposed rates reflect an increase of 10% or more above last year’s rates, the federal government, through the Centers for Medicare and Medicaid Services (CMS), will publish information about them, likely sometime this summer: https://ratereview.healthcare.gov/.

However, the Insurance Department will host two information sessions in June on the health care provider networks likely to be available through Marketplace plans in 2018. The first session will take place Monday, June 26, from 10-11 a.m. in Concord, at the Brown Auditorium, 129 Pleasant St. The second will be held online on Wednesday, June 28, from 11 a.m. to noon. For more information, and to register for either session: https://www.nh.gov/insurance/media/pr/2017/documents/050917-release-nhid-2018-networks-information-sessions.pdf


About the New Hampshire Insurance Department

The New Hampshire Insurance Department can help residents with questions or concerns about their existing coverage. To speak to a member of the Consumer Services Department, call at 603-271-2261 or email consumerservices@ins.nh.gov.

The New Hampshire Insurance Department’s mission is to promote and protect the public good by ensuring the existence of a safe and competitive insurance marketplace through the development and enforcement of the insurance laws of the State of New Hampshire. For more information, visit www.nh.gov/insurance.

NH Insurance Commissioner to Host 2 Public Listening Sessions in May

Feedback Sought from NH residents on Health Insurance Questions

CONCORD, NH – New Hampshire Insurance Commissioner Roger Sevigny will host two listening sessions in the state in May to solicit feedback from residents on health insurance issues.

“We are here to serve the residents of New Hampshire, and we hope these public listening sessions will provide an opportunity for them to connect with us and let us know how we can better help them,” Commissioner Sevigny said. “The feedback will be used to help guide the Insurance Department as it works to improve the information and services offered to health insurance consumers in the state.”

The first public information session will be held May 7 from 5:30-7 p.m. at the Hilton Garden Inn, 101 South Commercial St., Manchester.

The second session will be held on May 21 from 5:30-7 p.m. in the Inter-Lakes High School Community Auditorium, 1 Laker Lane, Meredith.

To RSVP, please email danielle.barrick@ins.nh.gov and specify which session you will attend.

The sessions will be an opportunity for the Insurance Department to hear from the public. Commissioner Sevigny will discuss health insurance regulation — including what the Department does for the public — and will answer related questions.

The New Hampshire Insurance Department’s mission is to promote and protect the public good by ensuring the existence of a safe and competitive insurance marketplace through the development and enforcement of the insurance laws of the State of New Hampshire. For more information, visit www.nh.gov/insurance.

Granite Staters Will Have REAL Choice In ACA Marketplace Starting In 2015

NH Licenses Maine Community Health Options to
Offer NH Marketplace Coverage

&

Assurant Health to Offer Marketplace Plans in NH for 2015

Company Plans to Include a Broad Network of Doctors and Hospitals

Consumers Will Find Competitive Marketplace – With Five Carriers – in 2015 

Healthcare Gov ACA Obama

Concord, NH – The New Hampshire Insurance Department has licensed Maine Community Health Options, a consumer-operated and -oriented health plan, or co-op, to offer coverage through New Hampshire’s federally operated Health Insurance Marketplace in 2015.

Maine Community Health Options, which organized in 2011, plans to introduce its products in four New Hampshire counties – Rockingham, Strafford, Carroll, and Coos – with offerings both on and off the Marketplace. The Lewiston, Maine-based health co-op has announced its intent to offer a broad provider network in its coverage area, as well as plans to expand its county presence during 2015.

“New Hampshire residents have asked for options,” said New Hampshire Insurance Commissioner Roger Sevigny. “In 2015, they will have five insurance companies to choose from, as well as a variety of plans and networks. It’s all about choice – choice of carriers, choice of plans, and choice of provider networks. Choice is good for consumers and good for competition.”

“We welcome Assurant Health to the New Hampshire Marketplace,” said Sevigny. “We are pleased that New Hampshire consumers will be able to choose among plans with a variety of health care networks during the 2015 open enrollment period, which begins November 15, 2014. The presence of insurers like Assurant Health will increase competition and benefit Granite State consumers.”

In 2014, Assurant Health sold Affordable Care Act (ACA) compliant plans in 41 states, including New Hampshire, but did not offer plans on the New Hampshire Marketplace. The company is headquartered in Milwaukee, Wis., and has been in business since 1892.

“Today’s announcement that two additional carriers plan to offer coverage on New Hampshire’s Health Insurance Marketplace in 2015 is fantastic news that will improve affordability and increase choices for all New Hampshire citizens. Bringing additional competition to our Health Insurance Marketplace is a critical component of our effort to bring quality, affordable health coverage to all Granite Staters, and with five carriers now planning to offer coverage in 2015, we have taken an important step toward improving the health and financial well-being of our people.”

This is the first year of operation for the New Hampshire Health Insurance Marketplace, which was established by the federal government under the Affordable Care Act. In 2014, Anthem Blue Cross Blue Shield is the only insurance company offering health insurance plans on the Marketplace. The 2015 Marketplace will look quite different:  In addition to Maine Community Health Options and Anthem, Assurant Health, Harvard Pilgrim Health Care of New England, and the Massachusetts-based co-op Minuteman Health also have announced their intent to offer plans.

Through a partnership with the federal government, the NH Insurance Department reviews and recommends certification for plans offered on the Marketplace. The Department must make its formal plan recommendations to the federal Marketplace by August 7.

The New Hampshire Insurance Department’s mission is to promote and protect the public good by ensuring the existence of a safe and competitive insurance marketplace through the development and enforcement of the insurance laws of the State of New Hampshire. For more information, visit www.nh.gov/insurance.

NH Rep Shea-Porter and Rep Kuster Introduce Continuous Coverage Fix to Affordable Care Act

Coverage Protection Act of 2013 would provide retroactive insurance coverage to Granite Staters who encountered technical issues during enrollment

Carol Shea Porter Official PhotoWASHINGTON, DC – New Hampshire Congresswomen Carol Shea-Porter (NH-01) and Annie Kuster (NH-02) have introduced legislation to extend the payment deadline for people who were unable to complete the health insurance sign-up process because of website difficulties and processing delays. The Coverage Protection Act of 2013 would ensure that Granite Staters who encountered difficulties signing up for insurance through Healthcare.gov receive retroactive insurance coverage during the month of January.

“It’s inexcusable that Healthcare.gov wasn’t up and running properly on October 1,” Shea-Porter said. “But this bill will correct some issues by permitting retroactive coverage for individuals who could not complete the application process online.”

Ann kuster head shot LG“There is no question that the problems with Healthcare.gov have been completely unacceptable. But instead of undermining efforts to solve problems, we should focus on moving forward and finding common sense solutions,” Kuster said. “This bill would ensure that Granite Staters who were unable to sign up for coverage because of problems with Healthcare.gov will have access to the health insurance plans they need by the beginning of next year. I’ll keep fighting to make sure that New Hampshire families get the care they deserve.”

The announcement of the Coverage Protection Act of 2013 comes following news that most insurers, including Anthem in New Hampshire, will accept payments through January 10th for health coverage that starts January 1. Shea-Porter and Kuster’s legislation would provide retroactive insurance coverage to Jan. 1, 2014, for individuals who attempt to enroll and who pay their premium by Jan. 31, 2014. In doing so, the bill ensures that people who encountered technical difficulties are not discriminated against because they don’t yet have their insurance card.

This bill is not a free ride. It offers accountability on all sides by requiring enrollees to have made an effort to enroll in an exchange plan in time to receive coverage on January 1 and pay their premiums and any applicable cost-sharing fees by January 31.

Additional original cosponsors include Rep. Ann Kirkpatrick (AZ-01), Rep. Cheri Bustos (IL-17), Rep. Michelle Lujan Grisham (NM-01), and Rep. Ron Barber (AZ-02).

 

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